Medical Plans with Network Options |
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EXCLUSIVE PROVIDER |
PREFERRED PROVIDER |
HEALTH SAVINGS ACCOUNT (HSA) OPTION |
An EPO is similar to a traditional HMO and provides the lowest-cost benefit because it uses contracted network physicians, hospitals, ancillary healthcare providers and facilities. You have access to any physician (including specialists) within your network without notifying the Plan Administrator. Ameriben (Blue Cross Blue Shield in Arizona) |
With a PPO, you can use both in-network and out-of network
tiers of physicians, hospitals and facilities. In-network services
cost less out-of-pocket, but the out of-network tier offers
more provider choices. Aetna Choice POS II (Open Access) Ameriben (Blue Cross Blue Shield in Arizona) |
The HSA Option is a high-deductible health plan. You have access to any physician (including specialists) without authorization. The HealthFund HSA is an account that is used in conjunction with the HSA Option. It allows tax-free contributions and earnings to pay your out-of-pocket healthcare-related expenses. This plan has both in-network and out-of-network benefit levels. Aetna Choice POS II |
| EPO Plan Document | PPO Plan Document | HSA Plan Document |