Office of Human Resources - Benefits Design & Management

2009-2010 Short- and Long-term Disability | MAIN OPEN ENROLLMENT PAGE

Short-term disability

Compare Short-term Disability

A short-term disability (STD) insurance plan provides income replacement if you are out of work for a non-occupational accident or illness. There are two options to choose from:

  • The UNUM plan pays 70% of base pay and covers salaries, up to $148,571;
  • The State plan has a new vendor, The Hartford, and pays 66.66% of base pay and covers salaries, up to $60,000.

Long-term disability

Compare Long-term Disability

A long-term disability (LTD) insurance plan provides income replacement should you be out of work for a non-occupational or occupational accident or illness. Your LTD plan is included with your mandatory retirement plan, either ASRS, ORP, or PSPRS.

 

2008-2009 Short- and Long-term Disability

 

SHORT-TERM DISABILITY
Plan Comparison

ASU offers a choice of two short-term disability plans that provide replacement income if you cannot work because of a non-job related injury or illness.

 

Unum
Benefits begin on the 31st day for illness or accident or the first day if you are hospitalized for at least 24 hours. Coverage is $.84 per $100 of base salary. Accidental Death and Dismemberment coverage is included and there is a pre-existing condition clause.
Benefit Schedule
Booklet
Certificate
Name Change Announcement

Standard Insurance Company
Pays 66 2/3% of base salary (to a maximum annual salary of $60,000) up to 26 weeks. Benefits begin on the 31st day for an illness and on the first day for an accident. However, if you previously waived STD coverage and then enroll in the plan during an open enrollment period (or when you have a qualified change in status) and become disabled during the first 12 months following the coverage effective date, your benefits will start on the 61st day of disability due to illness or pregnancy. The coverage rate is $.87 per $100 of base salary.
Certificate | Booklet

LONG-TERM DISABILITY

Long-term disability coverage protects you from loss of income in the event of total disability for more than six continuous months due to illness or injury. It is provided through either Sedgwick CMS Inc. (if you participate in the Arizona State Retirement System) or Standard Insurance Company (if you participate in the Optional Retirement Plan). If you become disabled the carrier will pay you a monthly benefit equal to 66 2/3% of your basic monthly earnings minus any other disability income such as Social Security, Worker's Compensation or retirement benefit.

 

Sedgwick CMS
1.800.495.9301
Booklet

Standard Insurance Company
1.866.440.4846
Certificate | Booklet

This information is not binding and subject to change at any time. Federal regulations, ABOR, ASU and ADOA policies and vendor contracts govern benefits eligibility and coverage. If there is any discrepancy between this information and the plan documents, the plan documents will govern.