Office of Human Resources - Benefits

CONSOLIDATED OMNIBUS BUDGET RECONCILIATION ACT (COBRA)

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COBRA Guide
COBRA Application
(includes rates)

ASKHR | 480.965.2701

COBRA is a federal law that allows an employee who has lost healthcare coverage to continue the group medical, dental and vision insurances that s/he had while a benefits-eligible employee. The employee and/or any dependents covered on the employee's plan the day before the loss of benefits can be enrolled in COBRA.

These events qualify an employee and dependents for COBRA coverage for up to 18 months:

  • Separation from ASU;
  • Retirement; or
  • Working less than 20 hours a week.

These events make a dependent eligible for up to 36 months:

  • Reaching maximum age (19 or 25);
  • Losing full-time student status;
  • Divorce, annulment, or separation of employee; or
  • Death of employee.

If you separate, retire or lose your eligibility due to reduced hours, the HR Benefits Office will automatically mail you COBRA information and an application several weeks after your loss of coverage. When other qualifying life events cause the loss of coverage, employees must notify the HR Employee Service Center within 60 days or COBRA coverage may be denied.

You have 60 days from the loss of coverage, or the date of the notification letter (whatever date is later), to complete and submit the COBRA Application. COBRA coverage is always effective the day after the loss of coverage and premiums must be paid retroactive to that date.
THE COST: Full premium price plus a two percent administrative fee paid monthly.