Staff Personnel Manual (SPP)

Effective: 7/1/1978

Revised: 3/1/2005

SPP 504–01: Insurance Coverage

Purpose

To provide eligible employees with insurance coverage

Sources

Consolidated Omnibus Budget Reconciliation Act (COBRA)

Internal Revenue Code § 125

Arizona Administrative Rules and Regulations, R2-5-602 (Supp. 1983–84); -604 (Supp. 1983–84)

Arizona Board of Regents Policy Manual - 6–604

University policy

Applicability

Regular classified, service professional, and administrative employees

Policy

The university provides each eligible employee with $15,000 group term life insurance coverage, and long-term disability insurance coverage through a group policy. There is no cost to the employee for either coverage unless the employee is a member of the Arizona State Retirement System (ASRS). All ASRS members pay one half of the cost for the long-term disability insurance. Employees with any class of F1, J1 visas are not eligible for the state group term life insurance coverage and long-term disability.

In addition, the university provides at no cost to the employee unemployment insurance and workers’ compensation coverage.

The university offers a choice of medical and dental insurances. Employees and the university both contribute, on a variable basis, to the cost of the premium. All covered employees and their covered dependents can continue medical and/or dental coverage for periods up to 18 months or 36 months provided they meet the criteria specified by statute for a qualifying event. Qualifying events are termination, death of the employee, reduction in hours worked, divorce or legal separation, Medicare eligibility, or loss of dependent status.

The university offers one or more of the following insurances with the employee paying the full premium for any insurances elected:

1. supplemental group term and individual term life insurance
2. dependent group term life insurance
3. short-term disability insurance

   Note:

   Employees who are receiving short-term disability payments and compassionate transfer of leave may only receive a combined payment of up to 100 percent of the employee’s regular salary.

   and

4. long-term care insurance.

Premiums paid on the following insurances are pre-tax:

1. medical insurance
2. dental insurance

   and

3. up to $35,000 of supplemental group term life insurance.

Available insurance coverage is subject to change by the legislature, the board, or the university at any time.

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